Call reports 2021
ENTERPRISE BANK — 2021
What ENTERPRISE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 434,141,000 | 428,967,000 | 434,160,000 | 444,333,000 |
| Total loans | 333,272,000 | 339,290,000 | 350,543,000 | 338,412,000 |
| Allowance for loan losses | 4,180,000 | 4,240,000 | 4,300,000 | 4,360,000 |
| Securities available for sale | 9,128,000 | 8,193,000 | 8,240,000 | 10,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,190,000 | 385,327,000 | 382,137,000 | 393,716,000 |
| Interest-bearing deposits | 333,460,000 | 325,144,000 | 322,398,000 | 334,704,000 |
| Noninterest-bearing deposits | 55,730,000 | 60,183,000 | 59,739,000 | 59,012,000 |
| Equity capital | 36,371,000 | 36,946,000 | 42,685,000 | 43,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,923,000 | 7,564,000 | 11,182,000 | 14,794,000 |
| Interest expense | 1,024,000 | 1,990,000 | 2,893,000 | 3,764,000 |
| Net interest income | 2,899,000 | 5,574,000 | 8,289,000 | 11,030,000 |
| Noninterest income | 496,000 | 839,000 | 1,056,000 | 1,326,000 |
| Noninterest expense | 1,825,000 | 3,657,000 | 5,397,000 | 7,190,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,510,000 | 2,636,000 | 3,768,000 | 4,926,000 |
| Income tax | 317,000 | 682,000 | 876,000 | 1,026,000 |
| Net income | 1,193,000 | 1,954,000 | 2,892,000 | 3,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,630,000 | 37,154,000 | 42,857,000 | 43,525,000 |
| Total capital | 40,795,000 | 41,394,000 | 47,157,000 | 47,885,000 |
| Risk-weighted assets | 333,187,000 | 346,047,000 | 366,408,000 | 358,723,000 |