Call reports 2020
ENTERPRISE BANK — 2020
What ENTERPRISE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 356,896,000 | 411,269,000 | 393,536,000 | 406,422,000 |
| Total loans | 282,113,000 | 329,857,000 | 331,273,000 | 319,861,000 |
| Allowance for loan losses | 3,520,000 | 4,100,000 | 4,120,000 | 4,120,000 |
| Securities available for sale | 4,996,000 | 9,529,000 | 7,565,000 | 8,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,999,000 | 368,037,000 | 350,903,000 | 364,472,000 |
| Interest-bearing deposits | 281,954,000 | 317,517,000 | 303,267,000 | 316,320,000 |
| Noninterest-bearing deposits | 37,045,000 | 50,520,000 | 47,636,000 | 48,152,000 |
| Equity capital | 33,487,000 | 34,478,000 | 35,049,000 | 35,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,531,000 | 8,129,000 | 11,701,000 | 15,163,000 |
| Interest expense | 1,230,000 | 2,454,000 | 3,648,000 | 4,736,000 |
| Net interest income | 2,301,000 | 5,675,000 | 8,053,000 | 10,427,000 |
| Noninterest income | 191,000 | 552,000 | 923,000 | 1,340,000 |
| Noninterest expense | 1,597,000 | 3,494,000 | 5,236,000 | 7,051,000 |
| Provision for loan losses | 59,000 | 639,000 | 643,000 | 643,000 |
| Pretax income | 836,000 | 2,094,000 | 3,097,000 | 4,073,000 |
| Income tax | 176,000 | 463,000 | 728,000 | 849,000 |
| Net income | 660,000 | 1,631,000 | 2,369,000 | 3,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,482,000 | 34,444,000 | 34,982,000 | 35,637,000 |
| Total capital | 37,002,000 | 38,481,000 | 38,972,000 | 39,683,000 |
| Risk-weighted assets | 307,317,000 | 322,928,000 | 319,088,000 | 323,619,000 |