Call reports 2019
ENTERPRISE BANK — 2019
What ENTERPRISE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 303,715,000 | 327,895,000 | 329,575,000 | 337,487,000 |
| Total loans | 254,773,000 | 259,925,000 | 269,652,000 | 267,636,000 |
| Allowance for loan losses | 3,425,000 | 3,425,000 | 3,450,000 | 3,461,000 |
| Securities available for sale | 6,027,000 | 6,588,000 | 5,610,000 | 4,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,885,000 | 293,906,000 | 295,479,000 | 300,494,000 |
| Interest-bearing deposits | 234,820,000 | 249,241,000 | 257,598,000 | 262,796,000 |
| Noninterest-bearing deposits | 34,065,000 | 44,665,000 | 37,881,000 | 37,698,000 |
| Equity capital | 28,523,000 | 29,002,000 | 29,560,000 | 33,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,174,000 | 6,492,000 | 10,050,000 | 13,588,000 |
| Interest expense | 939,000 | 2,037,000 | 3,250,000 | 4,483,000 |
| Net interest income | 2,235,000 | 4,455,000 | 6,800,000 | 9,105,000 |
| Noninterest income | 109,000 | 291,000 | 536,000 | 753,000 |
| Noninterest expense | 1,477,000 | 3,018,000 | 4,592,000 | 6,120,000 |
| Provision for loan losses | 14,000 | 14,000 | 38,000 | 48,000 |
| Pretax income | 853,000 | 1,714,000 | 2,706,000 | 3,690,000 |
| Income tax | 179,000 | 362,000 | 572,000 | 783,000 |
| Net income | 674,000 | 1,352,000 | 2,134,000 | 2,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,579,000 | 29,014,000 | 29,557,000 | 33,089,000 |
| Total capital | 32,004,000 | 32,439,000 | 33,007,000 | 36,550,000 |
| Risk-weighted assets | 276,495,000 | 283,112,000 | 291,634,000 | 296,072,000 |