Call reports 2018
ENTERPRISE BANK — 2018
What ENTERPRISE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 283,052,000 | 293,342,000 | 294,585,000 | 285,421,000 |
| Total loans | 247,806,000 | 251,047,000 | 247,357,000 | 253,328,000 |
| Allowance for loan losses | 3,276,000 | 3,345,000 | 3,411,000 | 3,411,000 |
| Securities available for sale | 5,623,000 | 5,581,000 | 5,548,000 | 6,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,657,000 | 260,912,000 | 261,589,000 | 253,153,000 |
| Interest-bearing deposits | 219,392,000 | 227,474,000 | 229,264,000 | 218,310,000 |
| Noninterest-bearing deposits | 33,265,000 | 33,438,000 | 32,325,000 | 34,843,000 |
| Equity capital | 26,268,000 | 26,811,000 | 27,431,000 | 28,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,909,000 | 5,878,000 | 9,021,000 | 12,160,000 |
| Interest expense | 650,000 | 1,311,000 | 2,085,000 | 2,930,000 |
| Net interest income | 2,259,000 | 4,567,000 | 6,936,000 | 9,230,000 |
| Noninterest income | 134,000 | 327,000 | 514,000 | 656,000 |
| Noninterest expense | 1,460,000 | 2,949,000 | 4,403,000 | 5,875,000 |
| Provision for loan losses | 75,000 | 149,000 | 199,000 | 199,000 |
| Pretax income | 858,000 | 1,796,000 | 2,848,000 | 3,812,000 |
| Income tax | 180,000 | 391,000 | 621,000 | 835,000 |
| Net income | 678,000 | 1,405,000 | 2,227,000 | 2,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,419,000 | 26,995,000 | 27,642,000 | 28,152,000 |
| Total capital | 29,695,000 | 30,304,000 | 30,922,000 | 31,512,000 |
| Risk-weighted assets | 267,163,000 | 264,658,000 | 262,248,000 | 268,747,000 |