Call reports 2017
ENTERPRISE BANK — 2017
What ENTERPRISE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 267,095,000 | 271,379,000 | 277,378,000 | 289,282,000 |
| Total loans | 230,235,000 | 234,646,000 | 249,792,000 | 253,031,000 |
| Allowance for loan losses | 3,022,000 | 3,090,000 | 3,140,000 | 3,200,000 |
| Securities available for sale | 4,582,000 | 5,256,000 | 5,266,000 | 5,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,300,000 | 242,560,000 | 247,126,000 | 258,948,000 |
| Interest-bearing deposits | 203,195,000 | 207,527,000 | 213,781,000 | 228,160,000 |
| Noninterest-bearing deposits | 36,105,000 | 35,033,000 | 33,345,000 | 30,788,000 |
| Equity capital | 23,820,000 | 25,279,000 | 25,726,000 | 25,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,455,000 | 5,122,000 | 7,856,000 | 10,776,000 |
| Interest expense | 419,000 | 909,000 | 1,444,000 | 2,075,000 |
| Net interest income | 2,036,000 | 4,213,000 | 6,412,000 | 8,701,000 |
| Noninterest income | 220,000 | 409,000 | 610,000 | 780,000 |
| Noninterest expense | 1,382,000 | 2,815,000 | 4,271,000 | 5,989,000 |
| Provision for loan losses | 66,000 | 131,000 | 181,000 | 240,000 |
| Pretax income | 808,000 | 1,676,000 | 2,570,000 | 3,252,000 |
| Income tax | 275,000 | 570,000 | 874,000 | 1,409,000 |
| Net income | 533,000 | 1,106,000 | 1,696,000 | 1,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,893,000 | 25,318,000 | 25,758,000 | 25,890,000 |
| Total capital | 26,901,000 | 28,408,000 | 28,898,000 | 29,090,000 |
| Risk-weighted assets | 240,614,000 | 248,587,000 | 262,329,000 | 263,835,000 |