Call reports 2016
ENTERPRISE BANK — 2016
What ENTERPRISE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 247,437,000 | 250,666,000 | 257,861,000 | 256,144,000 |
| Total loans | 208,788,000 | 212,227,000 | 209,701,000 | 219,075,000 |
| Allowance for loan losses | 2,845,000 | 2,900,000 | 2,915,000 | 2,950,000 |
| Securities available for sale | 4,422,000 | 3,845,000 | 4,341,000 | 4,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,182,000 | 223,433,000 | 230,315,000 | 229,342,000 |
| Interest-bearing deposits | 191,738,000 | 193,754,000 | 199,985,000 | 196,809,000 |
| Noninterest-bearing deposits | 30,444,000 | 29,679,000 | 30,330,000 | 32,533,000 |
| Equity capital | 22,397,000 | 22,770,000 | 23,191,000 | 23,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,306,000 | 4,633,000 | 7,023,000 | 9,440,000 |
| Interest expense | 378,000 | 776,000 | 1,207,000 | 1,638,000 |
| Net interest income | 1,928,000 | 3,857,000 | 5,816,000 | 7,802,000 |
| Noninterest income | 192,000 | 416,000 | 729,000 | 1,077,000 |
| Noninterest expense | 1,350,000 | 2,750,000 | 4,195,000 | 5,828,000 |
| Provision for loan losses | 40,000 | 65,000 | 72,000 | 100,000 |
| Pretax income | 730,000 | 1,458,000 | 2,278,000 | 2,951,000 |
| Income tax | 265,000 | 530,000 | 827,000 | 1,036,000 |
| Net income | 465,000 | 928,000 | 1,451,000 | 1,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,409,000 | 22,772,000 | 23,196,000 | 23,510,000 |
| Total capital | 25,158,000 | 25,532,000 | 25,915,000 | 26,356,000 |
| Risk-weighted assets | 219,791,000 | 220,700,000 | 217,345,000 | 227,601,000 |