Call reports 2015
ENTERPRISE BANK — 2015
What ENTERPRISE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 250,151,000 | 240,182,000 | 237,514,000 | 243,718,000 |
| Total loans | 188,974,000 | 197,503,000 | 200,829,000 | 213,324,000 |
| Allowance for loan losses | 2,691,000 | 2,741,000 | 2,810,000 | 2,840,000 |
| Securities available for sale | 5,254,000 | 5,578,000 | 5,608,000 | 4,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,692,000 | 215,393,000 | 211,615,000 | 219,216,000 |
| Interest-bearing deposits | 199,557,000 | 188,346,000 | 184,152,000 | 191,303,000 |
| Noninterest-bearing deposits | 26,135,000 | 27,047,000 | 27,463,000 | 27,913,000 |
| Equity capital | 20,959,000 | 21,331,000 | 21,760,000 | 22,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,264,000 | 4,505,000 | 6,808,000 | 9,167,000 |
| Interest expense | 335,000 | 668,000 | 1,004,000 | 1,355,000 |
| Net interest income | 1,929,000 | 3,837,000 | 5,804,000 | 7,812,000 |
| Noninterest income | 249,000 | 484,000 | 716,000 | 935,000 |
| Noninterest expense | 1,338,000 | 2,679,000 | 4,020,000 | 5,412,000 |
| Provision for loan losses | 69,000 | 112,000 | 174,000 | 208,000 |
| Pretax income | 771,000 | 1,530,000 | 2,326,000 | 3,127,000 |
| Income tax | 280,000 | 555,000 | 842,000 | 1,153,000 |
| Net income | 491,000 | 975,000 | 1,484,000 | 1,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,962,000 | 21,346,000 | 21,754,000 | 22,095,000 |
| Total capital | 23,423,000 | 23,901,000 | 24,405,000 | 24,879,000 |
| Risk-weighted assets | 196,619,000 | 204,201,000 | 211,940,000 | 222,652,000 |