Call reports 2014
ENTERPRISE BANK — 2014
What ENTERPRISE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 223,106,000 | 225,857,000 | 228,729,000 | 237,291,000 |
| Total loans | 177,699,000 | 188,974,000 | 192,850,000 | 186,331,000 |
| Allowance for loan losses | 2,364,000 | 2,467,000 | 2,493,000 | 2,600,000 |
| Securities available for sale | 3,503,000 | 3,256,000 | 3,258,000 | 3,253,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,653,000 | 203,005,000 | 204,929,000 | 213,639,000 |
| Interest-bearing deposits | 172,839,000 | 175,933,000 | 176,975,000 | 187,920,000 |
| Noninterest-bearing deposits | 26,814,000 | 27,072,000 | 27,954,000 | 25,719,000 |
| Equity capital | 19,530,000 | 19,881,000 | 20,276,000 | 20,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,158,000 | 4,441,000 | 6,780,000 | 9,084,000 |
| Interest expense | 254,000 | 524,000 | 811,000 | 1,121,000 |
| Net interest income | 1,904,000 | 3,917,000 | 5,969,000 | 7,963,000 |
| Noninterest income | 147,000 | 288,000 | 489,000 | 683,000 |
| Noninterest expense | 1,308,000 | 2,645,000 | 3,973,000 | 5,246,000 |
| Provision for loan losses | 90,000 | 186,000 | 276,000 | 382,000 |
| Pretax income | 653,000 | 1,374,000 | 2,209,000 | 3,018,000 |
| Income tax | 237,000 | 501,000 | 800,000 | 1,111,000 |
| Net income | 416,000 | 873,000 | 1,409,000 | 1,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,535,000 | 19,882,000 | 20,277,000 | 20,570,000 |
| Total capital | 21,882,000 | 22,349,000 | 22,770,000 | 23,019,000 |
| Risk-weighted assets | 187,737,000 | 197,400,000 | 202,153,000 | 195,783,000 |