Call reports 2013
ENTERPRISE BANK — 2013
What ENTERPRISE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 200,499,000 | 204,313,000 | 200,554,000 | 221,405,000 |
| Total loans | 147,727,000 | 156,844,000 | 165,187,000 | 173,097,000 |
| Allowance for loan losses | 2,291,000 | 2,321,000 | 2,317,000 | 2,400,000 |
| Securities available for sale | 2,671,000 | 2,643,000 | 3,598,000 | 3,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,920,000 | 181,522,000 | 177,616,000 | 198,312,000 |
| Interest-bearing deposits | 156,043,000 | 156,634,000 | 153,195,000 | 167,079,000 |
| Noninterest-bearing deposits | 21,877,000 | 24,888,000 | 24,421,000 | 31,233,000 |
| Equity capital | 18,578,000 | 18,831,000 | 19,106,000 | 19,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,923,000 | 3,900,000 | 5,924,000 | 8,035,000 |
| Interest expense | 224,000 | 441,000 | 659,000 | 888,000 |
| Net interest income | 1,699,000 | 3,459,000 | 5,265,000 | 7,147,000 |
| Noninterest income | 268,000 | 559,000 | 788,000 | 881,000 |
| Noninterest expense | 1,342,000 | 2,708,000 | 4,030,000 | 5,645,000 |
| Provision for loan losses | 90,000 | 180,000 | 280,000 | 331,000 |
| Pretax income | 535,000 | 1,130,000 | 1,743,000 | 2,052,000 |
| Income tax | 195,000 | 412,000 | 634,000 | 771,000 |
| Net income | 340,000 | 718,000 | 1,109,000 | 1,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,577,000 | 18,851,000 | 19,117,000 | 19,164,000 |
| Total capital | 20,503,000 | 20,896,000 | 21,258,000 | 21,441,000 |
| Risk-weighted assets | 153,714,000 | 163,286,000 | 171,116,000 | 182,007,000 |