Call reports 2012
ENTERPRISE BANK — 2012
What ENTERPRISE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 188,700,000 | 182,399,000 | 181,299,000 | 199,008,000 |
| Total loans | 140,281,000 | 142,462,000 | 142,021,000 | 152,729,000 |
| Allowance for loan losses | 2,267,000 | 2,390,000 | 2,291,000 | 2,249,000 |
| Securities available for sale | 2,894,000 | 2,884,000 | 2,173,000 | 2,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,567,000 | 159,809,000 | 159,146,000 | 176,335,000 |
| Interest-bearing deposits | 148,519,000 | 143,036,000 | 142,319,000 | 149,501,000 |
| Noninterest-bearing deposits | 19,048,000 | 16,773,000 | 16,827,000 | 26,834,000 |
| Equity capital | 17,709,000 | 18,144,000 | 18,498,000 | 18,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 3,765,000 | 5,661,000 | 7,585,000 |
| Interest expense | 263,000 | 511,000 | 759,000 | 988,000 |
| Net interest income | 1,613,000 | 3,254,000 | 4,902,000 | 6,597,000 |
| Noninterest income | 358,000 | 641,000 | 1,001,000 | 1,313,000 |
| Noninterest expense | 1,268,000 | 2,472,000 | 3,809,000 | 5,147,000 |
| Provision for loan losses | 328,000 | 363,000 | 482,000 | 728,000 |
| Pretax income | 375,000 | 1,060,000 | 1,612,000 | 2,035,000 |
| Income tax | 137,000 | 386,000 | 586,000 | 764,000 |
| Net income | 238,000 | 674,000 | 1,026,000 | 1,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,700,000 | 18,136,000 | 18,493,000 | 18,237,000 |
| Total capital | 19,551,000 | 20,012,000 | 20,333,000 | 20,234,000 |
| Risk-weighted assets | 147,623,000 | 149,551,000 | 146,740,000 | 159,496,000 |