Call reports 2011
ENTERPRISE BANK — 2011
What ENTERPRISE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 189,802,000 | 181,622,000 | 180,292,000 | 189,056,000 |
| Total loans | 144,726,000 | 143,587,000 | 139,763,000 | 145,282,000 |
| Allowance for loan losses | 2,526,000 | 2,499,000 | 2,446,000 | 2,491,000 |
| Securities available for sale | 2,019,000 | 2,636,000 | 2,647,000 | 2,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,338,000 | 161,023,000 | 159,317,000 | 168,273,000 |
| Interest-bearing deposits | 149,815,000 | 142,099,000 | 140,141,000 | 148,478,000 |
| Noninterest-bearing deposits | 19,523,000 | 18,924,000 | 19,176,000 | 19,795,000 |
| Equity capital | 17,682,000 | 17,550,000 | 17,406,000 | 17,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,870,000 | 3,795,000 | 5,726,000 | 7,719,000 |
| Interest expense | 301,000 | 594,000 | 859,000 | 1,125,000 |
| Net interest income | 1,569,000 | 3,201,000 | 4,867,000 | 6,594,000 |
| Noninterest income | 315,000 | 506,000 | 710,000 | 999,000 |
| Noninterest expense | 1,231,000 | 2,585,000 | 3,763,000 | 5,371,000 |
| Provision for loan losses | 410,000 | 1,154,000 | 2,078,000 | 2,355,000 |
| Pretax income | 243,000 | 27,000 | -205,000 | -74,000 |
| Income tax | 89,000 | 10,000 | -75,000 | -9,000 |
| Net income | 154,000 | 17,000 | -130,000 | -65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,681,000 | 17,544,000 | 17,397,000 | 17,462,000 |
| Total capital | 19,566,000 | 19,400,000 | 19,226,000 | 19,350,000 |
| Risk-weighted assets | 150,156,000 | 147,859,000 | 145,702,000 | 150,456,000 |