Call reports 2010
ENTERPRISE BANK — 2010
What ENTERPRISE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 181,078,000 | 182,758,000 | 174,097,000 | 183,532,000 |
| Total loans | 160,717,000 | 166,221,000 | 162,436,000 | 151,306,000 |
| Allowance for loan losses | 2,342,000 | 2,379,000 | 2,697,000 | 2,586,000 |
| Securities available for sale | 2,846,000 | 2,155,000 | 2,342,000 | 2,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,829,000 | 152,312,000 | 147,845,000 | 162,781,000 |
| Interest-bearing deposits | 136,814,000 | 134,642,000 | 131,334,000 | 147,177,000 |
| Noninterest-bearing deposits | 15,015,000 | 17,670,000 | 16,511,000 | 15,604,000 |
| Equity capital | 15,235,000 | 15,219,000 | 15,507,000 | 17,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,164,000 | 4,245,000 | 6,356,000 | 8,459,000 |
| Interest expense | 539,000 | 1,014,000 | 1,402,000 | 1,738,000 |
| Net interest income | 1,625,000 | 3,231,000 | 4,954,000 | 6,721,000 |
| Noninterest income | 286,000 | 533,000 | 907,000 | 1,394,000 |
| Noninterest expense | 1,166,000 | 2,381,000 | 3,693,000 | 5,100,000 |
| Provision for loan losses | 150,000 | 650,000 | 975,000 | 1,931,000 |
| Pretax income | 595,000 | 733,000 | 1,193,000 | 1,084,000 |
| Income tax | 214,000 | 268,000 | 436,000 | 418,000 |
| Net income | 381,000 | 465,000 | 757,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,213,000 | 15,202,000 | 15,494,000 | 17,527,000 |
| Total capital | 19,295,000 | 19,311,000 | 19,658,000 | 19,467,000 |
| Risk-weighted assets | 156,235,000 | 158,415,000 | 162,566,000 | 154,561,000 |