Call reports 2009
ENTERPRISE BANK — 2009
What ENTERPRISE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 171,543,000 | 171,902,000 | 180,067,000 | 182,016,000 |
| Total loans | 147,774,000 | 149,233,000 | 158,255,000 | 164,743,000 |
| Allowance for loan losses | 1,848,000 | 1,900,000 | 2,281,000 | 2,245,000 |
| Securities available for sale | 3,368,000 | 3,368,000 | 3,360,000 | 2,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,038,000 | 142,652,000 | 149,307,000 | 150,966,000 |
| Interest-bearing deposits | 128,786,000 | 126,116,000 | 132,343,000 | 135,231,000 |
| Noninterest-bearing deposits | 16,252,000 | 16,536,000 | 16,964,000 | 15,735,000 |
| Equity capital | 12,324,000 | 12,672,000 | 14,928,000 | 14,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,401,000 | 6,623,000 | 8,883,000 |
| Interest expense | 663,000 | 1,305,000 | 1,945,000 | 2,560,000 |
| Net interest income | 1,533,000 | 3,096,000 | 4,678,000 | 6,323,000 |
| Noninterest income | 227,000 | 560,000 | 799,000 | 993,000 |
| Noninterest expense | 1,170,000 | 2,383,000 | 3,490,000 | 4,817,000 |
| Provision for loan losses | 140,000 | 290,000 | 795,000 | 1,373,000 |
| Pretax income | 450,000 | 983,000 | 1,192,000 | 1,126,000 |
| Income tax | 164,000 | 356,000 | 436,000 | 432,000 |
| Net income | 286,000 | 627,000 | 756,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,300,000 | 12,640,000 | 14,895,000 | 14,832,000 |
| Total capital | 16,205,000 | 16,549,000 | 18,928,000 | 18,964,000 |
| Risk-weighted assets | 142,450,000 | 142,652,000 | 152,313,000 | 160,367,000 |