Call reports 2007
ENTERPRISE BANK — 2007
What ENTERPRISE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 155,949,000 | 168,214,000 | 173,145,000 | 179,038,000 |
| Total loans | 145,594,000 | 153,967,000 | 158,708,000 | 163,904,000 |
| Allowance for loan losses | 1,407,000 | 1,437,000 | 1,468,000 | 1,526,000 |
| Securities available for sale | 2,076,000 | 5,379,000 | 5,786,000 | 4,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,500,000 | 142,943,000 | 142,364,000 | 161,958,000 |
| Interest-bearing deposits | 112,437,000 | 126,807,000 | 127,132,000 | 146,033,000 |
| Noninterest-bearing deposits | 17,063,000 | 16,136,000 | 15,232,000 | 15,925,000 |
| Equity capital | 11,539,000 | 11,785,000 | 11,975,000 | 11,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,542,000 | 5,383,000 | 8,435,000 | 11,535,000 |
| Interest expense | 1,169,000 | 2,546,000 | 4,065,000 | 5,558,000 |
| Net interest income | 1,373,000 | 2,837,000 | 4,370,000 | 5,977,000 |
| Noninterest income | 270,000 | 557,000 | 834,000 | 1,102,000 |
| Noninterest expense | 1,026,000 | 2,125,000 | 3,358,000 | 4,820,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 158,000 |
| Pretax income | 597,000 | 1,219,000 | 1,766,000 | 2,101,000 |
| Income tax | 213,000 | 435,000 | 632,000 | 789,000 |
| Net income | 384,000 | 784,000 | 1,134,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,540,000 | 11,788,000 | 11,965,000 | 11,990,000 |
| Total capital | 14,071,000 | 14,849,000 | 15,057,000 | 15,640,000 |
| Risk-weighted assets | 138,519,000 | 145,312,000 | 149,106,000 | 153,916,000 |