Call reports 2006
ENTERPRISE BANK — 2006
What ENTERPRISE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 145,139,000 | 148,341,000 | 149,748,000 | 155,748,000 |
| Total loans | 125,156,000 | 128,479,000 | 131,842,000 | 135,436,000 |
| Allowance for loan losses | 1,532,000 | 1,496,000 | 1,386,000 | 1,385,000 |
| Securities available for sale | 13,059,000 | 11,696,000 | 10,049,000 | 2,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,239,000 | 114,461,000 | 116,056,000 | 141,145,000 |
| Interest-bearing deposits | 106,326,000 | 97,066,000 | 102,026,000 | 121,752,000 |
| Noninterest-bearing deposits | 15,913,000 | 17,395,000 | 14,030,000 | 19,393,000 |
| Equity capital | 10,960,000 | 11,053,000 | 10,955,000 | 11,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,071,000 | 4,276,000 | 6,704,000 | 9,230,000 |
| Interest expense | 844,000 | 1,829,000 | 2,984,000 | 4,198,000 |
| Net interest income | 1,227,000 | 2,447,000 | 3,720,000 | 5,032,000 |
| Noninterest income | 141,000 | 343,000 | 561,000 | 804,000 |
| Noninterest expense | 861,000 | 1,891,000 | 2,922,000 | 4,036,000 |
| Provision for loan losses | 0 | 0 | 550,000 | 550,000 |
| Pretax income | 507,000 | 899,000 | 809,000 | 1,090,000 |
| Income tax | 182,000 | 324,000 | 299,000 | 427,000 |
| Net income | 325,000 | 575,000 | 510,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,155,000 | 11,264,000 | 11,090,000 | 11,243,000 |
| Total capital | 12,687,000 | 12,760,000 | 13,100,000 | 13,252,000 |
| Risk-weighted assets | 125,310,000 | 126,695,000 | 128,371,000 | 130,673,000 |