Call reports 2004
ENTERPRISE BANK — 2004
What ENTERPRISE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 123,112,000 | 127,823,000 | 134,207,000 | 136,122,000 |
| Total loans | 95,743,000 | 95,688,000 | 103,194,000 | 108,895,000 |
| Allowance for loan losses | 1,110,000 | 1,228,000 | 1,380,000 | 1,547,000 |
| Securities available for sale | 21,588,000 | 26,640,000 | 25,429,000 | 21,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,223,000 | 102,667,000 | 97,210,000 | 100,242,000 |
| Interest-bearing deposits | 91,039,000 | 89,630,000 | 84,317,000 | 86,726,000 |
| Noninterest-bearing deposits | 14,184,000 | 13,037,000 | 12,893,000 | 13,516,000 |
| Equity capital | 9,992,000 | 9,912,000 | 10,066,000 | 10,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,821,000 | 4,369,000 | 5,985,000 |
| Interest expense | 320,000 | 657,000 | 1,048,000 | 1,502,000 |
| Net interest income | 1,085,000 | 2,164,000 | 3,321,000 | 4,483,000 |
| Noninterest income | 149,000 | 340,000 | 489,000 | 637,000 |
| Noninterest expense | 736,000 | 1,500,000 | 2,265,000 | 3,088,000 |
| Provision for loan losses | 0 | 150,000 | 300,000 | 450,000 |
| Pretax income | 498,000 | 854,000 | 1,245,000 | 1,584,000 |
| Income tax | 178,000 | 307,000 | 447,000 | 570,000 |
| Net income | 320,000 | 547,000 | 798,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,856,000 | 10,083,000 | 10,096,000 | 10,203,000 |
| Total capital | 10,966,000 | 11,311,000 | 11,395,000 | 11,535,000 |
| Risk-weighted assets | 98,325,000 | 99,330,000 | 103,810,000 | 106,351,000 |