Call reports 2003
ENTERPRISE BANK — 2003
What ENTERPRISE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 98,439,000 | 105,879,000 | 112,688,000 | 111,919,000 |
| Total loans | 65,007,000 | 79,085,000 | 90,257,000 | 92,872,000 |
| Allowance for loan losses | 748,000 | 746,000 | 735,000 | 1,103,000 |
| Securities available for sale | 23,779,000 | 19,411,000 | 14,827,000 | 12,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,415,000 | 87,683,000 | 86,780,000 | 95,082,000 |
| Interest-bearing deposits | 75,302,000 | 76,618,000 | 74,719,000 | 81,971,000 |
| Noninterest-bearing deposits | 11,113,000 | 11,065,000 | 12,061,000 | 13,111,000 |
| Equity capital | 9,484,000 | 9,588,000 | 9,704,000 | 9,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,281,000 | 3,612,000 | 4,975,000 |
| Interest expense | 312,000 | 595,000 | 873,000 | 1,167,000 |
| Net interest income | 792,000 | 1,686,000 | 2,739,000 | 3,808,000 |
| Noninterest income | 205,000 | 441,000 | 636,000 | 1,140,000 |
| Noninterest expense | 873,000 | 1,777,000 | 2,715,000 | 3,819,000 |
| Provision for loan losses | 0 | 0 | 0 | 473,000 |
| Pretax income | 124,000 | 350,000 | 660,000 | 656,000 |
| Income tax | 45,000 | 128,000 | 241,000 | 219,000 |
| Net income | 79,000 | 222,000 | 419,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,108,000 | 9,268,000 | 9,482,000 | 9,535,000 |
| Total capital | 9,856,000 | 10,014,000 | 10,217,000 | 10,638,000 |
| Risk-weighted assets | 71,022,000 | 81,050,000 | 92,681,000 | 90,983,000 |