Call reports 2002
ENTERPRISE BANK — 2002
What ENTERPRISE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 95,164,000 | 99,498,000 | 107,420,000 | 101,393,000 |
| Total loans | 47,914,000 | 56,783,000 | 59,199,000 | 64,903,000 |
| Allowance for loan losses | 934,000 | 1,003,000 | 1,085,000 | 1,111,000 |
| Securities available for sale | 34,845,000 | 34,094,000 | 30,987,000 | 26,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,859,000 | 85,282,000 | 93,272,000 | 88,290,000 |
| Interest-bearing deposits | 72,700,000 | 71,763,000 | 75,489,000 | 78,552,000 |
| Noninterest-bearing deposits | 9,159,000 | 13,519,000 | 17,783,000 | 9,738,000 |
| Equity capital | 9,203,000 | 9,408,000 | 9,504,000 | 9,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,238,000 | 3,398,000 | 4,561,000 |
| Interest expense | 421,000 | 826,000 | 1,245,000 | 1,626,000 |
| Net interest income | 704,000 | 1,412,000 | 2,153,000 | 2,935,000 |
| Noninterest income | 59,000 | 230,000 | 357,000 | 541,000 |
| Noninterest expense | 840,000 | 1,699,000 | 2,477,000 | 3,354,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 225,000 |
| Pretax income | -127,000 | -182,000 | -167,000 | 94,000 |
| Income tax | -40,000 | -56,000 | -48,000 | 34,000 |
| Net income | -87,000 | -126,000 | -119,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,813,000 | 8,792,000 | 8,815,000 | 9,011,000 |
| Total capital | 9,554,000 | 9,628,000 | 9,694,000 | 9,890,000 |
| Risk-weighted assets | 59,069,000 | 66,721,000 | 70,116,000 | 70,124,000 |