Call reports 2001
ENTERPRISE BANK — 2001
What ENTERPRISE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 99,729,000 | 98,369,000 | 97,461,000 | 96,766,000 |
| Total loans | 69,693,000 | 63,006,000 | 57,988,000 | 53,119,000 |
| Allowance for loan losses | 1,033,000 | 1,107,000 | 978,000 | 1,053,000 |
| Securities available for sale | 17,002,000 | 19,534,000 | 23,094,000 | 32,563,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,907,000 | 82,415,000 | 81,225,000 | 82,312,000 |
| Interest-bearing deposits | 76,598,000 | 73,935,000 | 73,599,000 | 71,842,000 |
| Noninterest-bearing deposits | 9,309,000 | 8,480,000 | 7,626,000 | 10,470,000 |
| Equity capital | 9,386,000 | 9,381,000 | 9,596,000 | 9,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,876,000 | 3,602,000 | 5,241,000 | 6,602,000 |
| Interest expense | 997,000 | 1,764,000 | 2,414,000 | 2,938,000 |
| Net interest income | 879,000 | 1,838,000 | 2,827,000 | 3,664,000 |
| Noninterest income | 205,000 | 402,000 | 492,000 | 596,000 |
| Noninterest expense | 1,014,000 | 2,046,000 | 2,984,000 | 3,792,000 |
| Provision for loan losses | 62,000 | 137,000 | 212,000 | 287,000 |
| Pretax income | 78,000 | 127,000 | 193,000 | 323,000 |
| Income tax | 37,000 | 61,000 | 75,000 | 152,000 |
| Net income | 41,000 | 66,000 | 118,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,698,000 | 8,741,000 | 8,813,000 | 8,883,000 |
| Total capital | 9,650,000 | 9,626,000 | 9,659,000 | 9,671,000 |
| Risk-weighted assets | 76,044,000 | 70,587,000 | 67,568,000 | 62,806,000 |