Call reports 2026
STATE BANK & TRUST CO. — 2026
What STATE BANK & TRUST CO. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 198,766,000 | 197,604,000 |
| Total loans | 107,338,000 | 103,045,000 |
| Allowance for loan losses | 1,484,000 | 1,414,000 |
| Securities available for sale | 64,510,000 | 64,774,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 174,556,000 | 174,330,000 |
| Interest-bearing deposits | 120,893,000 | 118,142,000 |
| Noninterest-bearing deposits | 53,663,000 | 56,188,000 |
| Equity capital | 19,139,000 | 19,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,992,000 | 4,096,000 |
| Interest expense | 547,000 | 1,091,000 |
| Net interest income | 1,445,000 | 3,005,000 |
| Noninterest income | 196,000 | 366,000 |
| Noninterest expense | 803,000 | 1,644,000 |
| Provision for loan losses | -64,000 | -134,000 |
| Pretax income | 904,000 | 1,851,000 |
| Income tax | 210,000 | 428,000 |
| Net income | 694,000 | 1,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 21,641,000 | 21,773,000 |
| Total capital | 23,213,000 | 23,287,000 |
| Risk-weighted assets | 129,679,000 | 124,429,000 |