Call report 2025Q4
STATE BANK & TRUST CO. — 2025Q4
The 22 measures STATE BANK & TRUST CO. reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 196,359,000 | USD | evidence → |
| Total loans | 110,281,000 | USD | evidence → |
| Allowance for loan losses | 1,548,000 | USD | evidence → |
| Securities available for sale | 63,428,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 170,868,000 | USD | evidence → |
| Interest-bearing deposits | 110,754,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,114,000 | USD | evidence → |
| Equity capital | 19,362,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,033,000 | USD | evidence → |
| Interest expense | 2,690,000 | USD | evidence → |
| Net interest income | 5,343,000 | USD | evidence → |
| Noninterest income | 805,000 | USD | evidence → |
| Noninterest expense | 3,117,000 | USD | evidence → |
| Provision for loan losses | -92,000 | USD | evidence → |
| Pretax income | 3,136,000 | USD | evidence → |
| Income tax | 725,000 | USD | evidence → |
| Net income | 2,411,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,494,000 | USD | evidence → |
| Total capital | 23,133,000 | USD | evidence → |
| Risk-weighted assets | 135,160,000 | USD | evidence → |