Call reports 2022
STATE BANK & TRUST CO. — 2022
What STATE BANK & TRUST CO. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 221,779,000 | 226,277,000 | 212,952,000 | 215,538,000 |
| Total loans | 107,553,000 | 107,583,000 | 109,455,000 | 110,744,000 |
| Allowance for loan losses | 1,550,000 | 1,544,000 | 1,510,000 | 1,522,000 |
| Securities available for sale | 90,569,000 | 90,731,000 | 86,857,000 | 87,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,154,000 | 204,975,000 | 188,605,000 | 184,037,000 |
| Interest-bearing deposits | 156,832,000 | 163,027,000 | 148,124,000 | 139,296,000 |
| Noninterest-bearing deposits | 41,322,000 | 41,948,000 | 40,481,000 | 44,741,000 |
| Equity capital | 15,637,000 | 13,837,000 | 11,783,000 | 12,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 3,041,000 | 4,695,000 | 6,442,000 |
| Interest expense | 89,000 | 224,000 | 456,000 | 958,000 |
| Net interest income | 1,416,000 | 2,817,000 | 4,239,000 | 5,484,000 |
| Noninterest income | 181,000 | 375,000 | 629,000 | 831,000 |
| Noninterest expense | 676,000 | 1,418,000 | 2,175,000 | 2,880,000 |
| Provision for loan losses | 0 | 0 | -35,000 | -25,000 |
| Pretax income | 921,000 | 1,774,000 | 2,728,000 | 3,460,000 |
| Income tax | 213,000 | 503,000 | 728,000 | 898,000 |
| Net income | 708,000 | 1,271,000 | 2,000,000 | 2,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,590,000 | 19,802,000 | 20,181,000 | 20,392,000 |
| Total capital | 21,243,000 | 21,448,000 | 21,793,000 | 22,011,000 |
| Risk-weighted assets | 143,946,000 | 144,388,000 | 146,180,000 | 149,677,000 |