Call reports 2021
STATE BANK & TRUST CO. — 2021
What STATE BANK & TRUST CO. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 215,592,000 | 216,269,000 | 205,915,000 | 208,866,000 |
| Total loans | 113,874,000 | 110,267,000 | 109,292,000 | 108,057,000 |
| Allowance for loan losses | 1,720,000 | 1,580,000 | 1,580,000 | 1,552,000 |
| Securities available for sale | 50,248,000 | 70,858,000 | 80,360,000 | 89,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,832,000 | 192,037,000 | 179,868,000 | 177,459,000 |
| Interest-bearing deposits | 147,577,000 | 152,019,000 | 142,074,000 | 136,783,000 |
| Noninterest-bearing deposits | 43,255,000 | 40,018,000 | 37,794,000 | 40,676,000 |
| Equity capital | 17,853,000 | 18,617,000 | 19,127,000 | 19,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,894,000 | 4,476,000 | 5,950,000 |
| Interest expense | 110,000 | 220,000 | 326,000 | 423,000 |
| Net interest income | 1,320,000 | 2,674,000 | 4,150,000 | 5,527,000 |
| Noninterest income | 192,000 | 375,000 | 549,000 | 731,000 |
| Noninterest expense | 671,000 | 1,364,000 | 1,984,000 | 2,682,000 |
| Provision for loan losses | -567,000 | -707,000 | -707,000 | -737,000 |
| Pretax income | 1,408,000 | 2,392,000 | 3,422,000 | 4,313,000 |
| Income tax | 330,000 | 557,000 | 793,000 | 995,000 |
| Net income | 1,078,000 | 1,835,000 | 2,629,000 | 3,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,292,000 | 17,950,000 | 18,643,000 | 19,231,000 |
| Total capital | — | — | 20,327,000 | 20,885,000 |
| Risk-weighted assets | — | — | 135,684,000 | 137,295,000 |