Call reports 2019
STATE BANK & TRUST CO. — 2019
What STATE BANK & TRUST CO. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 164,827,000 | 163,989,000 | 160,066,000 | 159,246,000 |
| Total loans | 102,118,000 | 103,687,000 | 102,932,000 | 103,472,000 |
| Allowance for loan losses | 1,712,000 | 1,712,000 | 1,712,000 | 1,939,000 |
| Securities available for sale | 43,840,000 | 42,371,000 | 40,636,000 | 37,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,007,000 | 140,248,000 | 136,866,000 | 139,002,000 |
| Interest-bearing deposits | 117,102,000 | 116,627,000 | 113,723,000 | 110,108,000 |
| Noninterest-bearing deposits | 22,905,000 | 23,620,000 | 23,142,000 | 28,894,000 |
| Equity capital | 18,764,000 | 19,093,000 | 18,897,000 | 15,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,599,000 | 3,232,000 | 4,855,000 | 6,416,000 |
| Interest expense | 343,000 | 707,000 | 1,049,000 | 1,357,000 |
| Net interest income | 1,256,000 | 2,525,000 | 3,806,000 | 5,059,000 |
| Noninterest income | 177,000 | 390,000 | 577,000 | 818,000 |
| Noninterest expense | 643,000 | 1,286,000 | 1,953,000 | 2,643,000 |
| Provision for loan losses | 0 | 0 | 310,000 | 610,000 |
| Pretax income | 790,000 | 1,629,000 | 2,120,000 | 2,624,000 |
| Income tax | 170,000 | 354,000 | 453,000 | 555,000 |
| Net income | 620,000 | 1,275,000 | 1,667,000 | 2,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,755,000 | 18,789,000 | 18,532,000 | 15,233,000 |
| Total capital | 20,360,000 | 20,396,000 | 20,112,000 | 16,800,000 |
| Risk-weighted assets | 128,199,000 | 128,382,000 | 126,193,000 | 124,901,000 |