Call reports 2018
STATE BANK & TRUST CO. — 2018
What STATE BANK & TRUST CO. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 162,402,000 | 164,485,000 | 157,605,000 | 162,974,000 |
| Total loans | 95,183,000 | 96,481,000 | 97,637,000 | 98,116,000 |
| Allowance for loan losses | 1,762,000 | 1,754,000 | 1,763,000 | 1,712,000 |
| Securities available for sale | 44,985,000 | 47,463,000 | 45,775,000 | 45,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,912,000 | 142,547,000 | 133,136,000 | 137,995,000 |
| Interest-bearing deposits | 115,730,000 | 118,785,000 | 108,690,000 | 109,635,000 |
| Noninterest-bearing deposits | 24,182,000 | 23,762,000 | 24,446,000 | 28,360,000 |
| Equity capital | 18,320,000 | 18,277,000 | 18,040,000 | 18,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,925,000 | 4,467,000 | 6,027,000 |
| Interest expense | 204,000 | 443,000 | 710,000 | 1,014,000 |
| Net interest income | 1,233,000 | 2,482,000 | 3,757,000 | 5,013,000 |
| Noninterest income | 223,000 | 437,000 | 649,000 | 884,000 |
| Noninterest expense | 627,000 | 1,262,000 | 1,917,000 | 2,579,000 |
| Provision for loan losses | 2,000 | 1,000 | 101,000 | 101,000 |
| Pretax income | 827,000 | 1,656,000 | 2,388,000 | 3,217,000 |
| Income tax | 178,000 | 356,000 | 510,000 | 690,000 |
| Net income | 649,000 | 1,300,000 | 1,878,000 | 2,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,758,000 | 18,784,000 | 18,712,000 | 18,783,000 |
| Total capital | 20,287,000 | 20,345,000 | 20,260,000 | 20,358,000 |
| Risk-weighted assets | 121,977,000 | 124,648,000 | 123,533,000 | 125,845,000 |