Call reports 2017
STATE BANK & TRUST CO. — 2017
What STATE BANK & TRUST CO. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 160,283,000 | 158,305,000 | 154,049,000 | 158,888,000 |
| Total loans | 99,851,000 | 98,658,000 | 97,205,000 | 99,428,000 |
| Allowance for loan losses | 1,655,000 | 1,889,000 | 1,868,000 | 1,758,000 |
| Securities available for sale | 49,931,000 | 47,700,000 | 46,957,000 | 46,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,611,000 | 133,628,000 | 126,469,000 | 134,288,000 |
| Interest-bearing deposits | 107,807,000 | 108,655,000 | 103,708,000 | 106,581,000 |
| Noninterest-bearing deposits | 25,803,000 | 24,973,000 | 22,761,000 | 27,707,000 |
| Equity capital | 18,791,000 | 18,544,000 | 18,985,000 | 18,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,385,000 | 2,808,000 | 4,244,000 | 5,680,000 |
| Interest expense | 144,000 | 301,000 | 483,000 | 661,000 |
| Net interest income | 1,241,000 | 2,507,000 | 3,761,000 | 5,019,000 |
| Noninterest income | 217,000 | 423,000 | 659,000 | 881,000 |
| Noninterest expense | 619,000 | 1,235,000 | 1,849,000 | 2,420,000 |
| Provision for loan losses | 0 | 710,000 | 711,000 | 714,000 |
| Pretax income | 838,000 | 984,000 | 1,859,000 | 2,765,000 |
| Income tax | 264,000 | 266,000 | 552,000 | 1,093,000 |
| Net income | 574,000 | 718,000 | 1,307,000 | 1,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,656,000 | 18,230,000 | 18,680,000 | 18,475,000 |
| Total capital | 20,200,000 | 19,792,000 | 20,217,000 | 20,064,000 |
| Risk-weighted assets | 123,346,000 | 124,565,000 | 122,562,000 | 126,898,000 |