Call reports 2006

STATE BANK & TRUST CO. — 2006

Name: STATE BANK & TRUST CO. — FFIEC call report 2006
Creator: STATE BANK & TRUST CO.

What STATE BANK & TRUST CO. reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8bd095bb-4cce-41fa-8c00-53c60183b9a9/2006

Balance sheet

What the bank holds and owes at quarter end

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Total assets	132,912,000	107,006,000	113,903,000	114,514,000
Total loans	57,282,000	57,296,000	58,782,000	60,079,000
Allowance for loan losses	852,000	853,000	849,000	848,000
Securities available for sale	47,505,000	43,857,000	43,624,000	45,899,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	120,717,000	94,995,000	98,888,000	99,482,000
Interest-bearing deposits	111,017,000	84,784,000	89,653,000	88,689,000
Noninterest-bearing deposits	9,700,000	10,211,000	9,235,000	10,793,000
Equity capital	10,994,000	10,746,000	11,176,000	11,298,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Interest income	1,421,000	2,893,000	4,365,000	5,941,000
Interest expense	729,000	1,539,000	2,358,000	3,223,000
Net interest income	692,000	1,354,000	2,007,000	2,718,000
Noninterest income	151,000	320,000	487,000	679,000
Noninterest expense	456,000	940,000	1,392,000	1,771,000
Provision for loan losses	1,000	3,000	3,000	5,000
Pretax income	386,000	731,000	1,099,000	1,621,000
Income tax	49,000	115,000	185,000	311,000
Net income	337,000	616,000	914,000	1,310,000

Basel measures — not reported for every quarter

Measure	2006Q1	2006Q2	2006Q3	2006Q4
Tier 1 capital	11,465,000	11,444,000	11,442,000	11,538,000
Total capital	12,375,000	12,357,000	12,353,000	12,449,000
Risk-weighted assets	84,403,000	79,279,000	81,079,000	82,815,000