Call reports 2005

STATE BANK & TRUST CO. — 2005

Name: STATE BANK & TRUST CO. — FFIEC call report 2005
Creator: STATE BANK & TRUST CO.

What STATE BANK & TRUST CO. reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8bd095bb-4cce-41fa-8c00-53c60183b9a9/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	132,991,000	110,330,000	121,712,000	112,964,000
Total loans	55,850,000	58,256,000	59,636,000	58,660,000
Allowance for loan losses	830,000	868,000	868,000	852,000
Securities available for sale	46,700,000	47,843,000	45,695,000	46,483,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	120,124,000	94,963,000	109,397,000	99,165,000
Interest-bearing deposits	112,594,000	86,374,000	101,209,000	89,830,000
Noninterest-bearing deposits	7,530,000	8,589,000	8,188,000	9,335,000
Equity capital	11,006,000	11,343,000	11,138,000	11,035,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,297,000	2,674,000	4,040,000	5,462,000
Interest expense	542,000	1,162,000	1,807,000	2,544,000
Net interest income	755,000	1,512,000	2,233,000	2,918,000
Noninterest income	165,000	335,000	464,000	633,000
Noninterest expense	416,000	859,000	1,298,000	1,687,000
Provision for loan losses	0	9,000	10,000	10,000
Pretax income	376,000	851,000	1,261,000	1,726,000
Income tax	52,000	155,000	230,000	325,000
Net income	324,000	696,000	1,031,000	1,401,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	11,251,000	11,323,000	10,918,000	11,428,000
Total capital	12,132,000	12,243,000	11,841,000	12,336,000
Risk-weighted assets	82,110,000	80,919,000	83,392,000	81,128,000