Call report 2004Q4
STATE BANK & TRUST CO. — 2004Q4
The 22 measures STATE BANK & TRUST CO. reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 112,675,000 | USD | evidence → |
| Total loans | 55,933,000 | USD | evidence → |
| Allowance for loan losses | 838,000 | USD | evidence → |
| Securities available for sale | 52,469,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,390,000 | USD | evidence → |
| Interest-bearing deposits | 87,041,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,349,000 | USD | evidence → |
| Equity capital | 11,288,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,900,000 | USD | evidence → |
| Interest expense | 1,603,000 | USD | evidence → |
| Net interest income | 3,297,000 | USD | evidence → |
| Noninterest income | 853,000 | USD | evidence → |
| Noninterest expense | 1,801,000 | USD | evidence → |
| Provision for loan losses | 8,000 | USD | evidence → |
| Pretax income | 2,341,000 | USD | evidence → |
| Income tax | 634,000 | USD | evidence → |
| Net income | 1,707,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,227,000 | USD | evidence → |
| Total capital | 12,114,000 | USD | evidence → |
| Risk-weighted assets | 79,623,000 | USD | evidence → |