Call reports 2001
STATE BANK & TRUST CO. — 2001
What STATE BANK & TRUST CO. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 111,994,000 | 93,143,000 | 105,391,000 | 94,004,000 |
| Total loans | 55,783,000 | 53,260,000 | 52,369,000 | 53,960,000 |
| Allowance for loan losses | 904,000 | 903,000 | 904,000 | 903,000 |
| Securities available for sale | 33,495,000 | 31,577,000 | 33,453,000 | 33,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,271,000 | 76,753,000 | 90,336,000 | 81,360,000 |
| Interest-bearing deposits | 86,967,000 | 70,910,000 | 84,217,000 | 73,119,000 |
| Noninterest-bearing deposits | 7,304,000 | 5,843,000 | 6,119,000 | 8,241,000 |
| Equity capital | 9,806,000 | 9,845,000 | 10,179,000 | 10,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,396,000 | 4,993,000 | 6,558,000 |
| Interest expense | 1,000,000 | 1,986,000 | 2,810,000 | 3,523,000 |
| Net interest income | 697,000 | 1,410,000 | 2,183,000 | 3,035,000 |
| Noninterest income | 116,000 | 251,000 | 357,000 | 482,000 |
| Noninterest expense | 423,000 | 864,000 | 1,307,000 | 1,745,000 |
| Provision for loan losses | 7,000 | 52,000 | 56,000 | 97,000 |
| Pretax income | 396,000 | 792,000 | 1,225,000 | 1,735,000 |
| Income tax | 92,000 | 187,000 | 292,000 | 441,000 |
| Net income | 304,000 | 605,000 | 933,000 | 1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,359,000 | 9,405,000 | 9,478,000 | 9,584,000 |
| Total capital | 10,263,000 | 10,274,000 | 10,355,000 | 10,423,000 |
| Risk-weighted assets | 73,014,000 | 69,524,000 | 70,127,000 | 67,073,000 |