Call reports 2002
SOUTHWEST BANK OF PHOENIX — 2002
What SOUTHWEST BANK OF PHOENIX reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 117,444,000 | 125,106,000 | 129,705,000 | 149,877,000 |
| Total loans | 85,353,000 | 104,323,000 | 115,204,000 | 103,681,000 |
| Allowance for loan losses | 1,451,000 | 1,787,000 | 2,016,000 | 2,016,000 |
| Securities available for sale | 24,089,000 | 7,117,000 | 10,113,000 | 20,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,634,000 | 104,764,000 | 109,619,000 | 118,623,000 |
| Interest-bearing deposits | 83,036,000 | 87,409,000 | 94,663,000 | 98,120,000 |
| Noninterest-bearing deposits | 14,598,000 | 17,355,000 | 14,956,000 | 20,503,000 |
| Equity capital | 13,368,000 | 16,614,000 | 15,991,000 | 29,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,450,000 | 3,271,000 | 5,208,000 | 1,515,000 |
| Interest expense | 535,000 | 1,203,000 | 2,067,000 | 556,000 |
| Net interest income | 915,000 | 2,068,000 | 3,141,000 | 959,000 |
| Noninterest income | 41,000 | 75,000 | 125,000 | 59,000 |
| Noninterest expense | 665,000 | 1,447,000 | 3,156,000 | 684,000 |
| Provision for loan losses | 209,000 | 545,000 | 774,000 | 0 |
| Pretax income | 82,000 | 151,000 | -664,000 | 334,000 |
| Income tax | 29,000 | 54,000 | -231,000 | 117,000 |
| Net income | 53,000 | 97,000 | -433,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,371,000 | 16,615,000 | 15,991,000 | 14,473,000 |
| Total capital | 14,530,000 | 17,981,000 | 17,478,000 | 15,886,000 |
| Risk-weighted assets | 92,440,000 | 108,855,000 | 118,470,000 | 112,416,000 |