Call reports 2001
SOUTHWEST BANK OF PHOENIX — 2001
What SOUTHWEST BANK OF PHOENIX reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,230,000 | 62,635,000 | 90,539,000 | 111,538,000 |
| Total loans | 32,745,000 | 48,158,000 | 54,188,000 | 73,065,000 |
| Allowance for loan losses | 557,000 | 819,000 | 921,000 | 1,242,000 |
| Securities available for sale | 9,885,000 | 7,198,000 | 18,159,000 | 34,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,728,000 | 51,151,000 | 76,401,000 | 97,425,000 |
| Interest-bearing deposits | 42,685,000 | 45,310,000 | 69,320,000 | 82,525,000 |
| Noninterest-bearing deposits | 3,043,000 | 5,841,000 | 7,081,000 | 14,900,000 |
| Equity capital | 7,393,000 | 8,830,000 | 11,173,000 | 12,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,694,000 | 2,879,000 | 4,266,000 |
| Interest expense | 304,000 | 883,000 | 1,454,000 | 2,226,000 |
| Net interest income | 305,000 | 811,000 | 1,425,000 | 2,040,000 |
| Noninterest income | 16,000 | 56,000 | 90,000 | 125,000 |
| Noninterest expense | 703,000 | 1,383,000 | 2,019,000 | 2,738,000 |
| Provision for loan losses | 406,000 | 668,000 | 770,000 | 1,091,000 |
| Pretax income | -788,000 | -1,184,000 | -1,274,000 | -1,663,000 |
| Income tax | -276,000 | -415,000 | -446,000 | -582,000 |
| Net income | -512,000 | -769,000 | -828,000 | -1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,393,000 | 8,830,000 | 11,171,000 | 12,518,000 |
| Total capital | 7,869,000 | 9,488,000 | 11,958,000 | 13,544,000 |
| Risk-weighted assets | 38,034,000 | 52,463,000 | 62,860,000 | 81,830,000 |