Call reports 2015
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2015
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 423,460,000 | 415,023,000 | 408,410,000 |
| Total loans | 314,697,000 | 314,557,000 | 312,958,000 |
| Allowance for loan losses | 4,587,000 | 4,647,000 | 4,768,000 |
| Securities available for sale | 15,950,000 | 12,732,000 | 0 |
| Securities held to maturity | 24,922,000 | 24,717,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 350,522,000 | 341,558,000 | 334,151,000 |
| Interest-bearing deposits | 323,416,000 | 319,590,000 | 315,250,000 |
| Noninterest-bearing deposits | 27,106,000 | 21,968,000 | 18,901,000 |
| Equity capital | 62,876,000 | 63,122,000 | 63,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 4,148,000 | 8,315,000 | 12,487,000 |
| Interest expense | 558,000 | 1,123,000 | 1,703,000 |
| Net interest income | 3,590,000 | 7,192,000 | 10,784,000 |
| Noninterest income | 168,000 | 115,000 | 74,000 |
| Noninterest expense | 3,154,000 | 6,434,000 | 9,210,000 |
| Provision for loan losses | 120,000 | 200,000 | 320,000 |
| Pretax income | 484,000 | 673,000 | 1,800,000 |
| Income tax | 219,000 | 356,000 | 568,000 |
| Net income | 265,000 | 317,000 | 1,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 61,036,000 | 64,602,000 | 65,732,000 |
| Total capital | 64,514,000 | 68,086,000 | 69,112,000 |
| Risk-weighted assets | 277,194,000 | 277,566,000 | 269,026,000 |