Call reports 2014
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2014
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 430,489,000 | 425,189,000 | 423,202,000 | 420,559,000 |
| Total loans | 306,387,000 | 306,721,000 | 306,375,000 | 310,243,000 |
| Allowance for loan losses | 4,365,000 | 4,465,000 | 4,401,000 | 4,465,000 |
| Securities available for sale | 24,849,000 | 25,705,000 | 23,363,000 | 19,174,000 |
| Securities held to maturity | 28,348,000 | 27,168,000 | 27,158,000 | 24,927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,090,000 | 354,370,000 | 350,802,000 | 347,650,000 |
| Interest-bearing deposits | 332,991,000 | 331,055,000 | 331,514,000 | 326,423,000 |
| Noninterest-bearing deposits | 27,099,000 | 23,315,000 | 19,288,000 | 21,227,000 |
| Equity capital | 60,437,000 | 61,479,000 | 62,355,000 | 62,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,200,000 | 8,418,000 | 12,665,000 | 16,890,000 |
| Interest expense | 562,000 | 1,145,000 | 1,737,000 | 2,325,000 |
| Net interest income | 3,638,000 | 7,273,000 | 10,928,000 | 14,565,000 |
| Noninterest income | 190,000 | 292,000 | 494,000 | 672,000 |
| Noninterest expense | 2,954,000 | 5,617,000 | 8,400,000 | 11,207,000 |
| Provision for loan losses | 150,000 | 250,000 | 350,000 | 450,000 |
| Pretax income | 724,000 | 1,698,000 | 2,672,000 | 3,580,000 |
| Income tax | 179,000 | 456,000 | 737,000 | 1,025,000 |
| Net income | 545,000 | 1,242,000 | 1,935,000 | 2,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,102,000 | 58,944,000 | 59,822,000 | 60,152,000 |
| Total capital | 61,556,000 | 62,393,000 | 63,269,000 | 63,593,000 |
| Risk-weighted assets | 275,384,000 | 274,910,000 | 274,796,000 | 274,227,000 |