Call reports 2013
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2013
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 456,582,000 | 445,818,000 | 435,404,000 | 425,415,000 |
| Total loans | 281,464,000 | 287,468,000 | 291,383,000 | 303,120,000 |
| Allowance for loan losses | 4,539,000 | 4,382,000 | 4,504,000 | 4,243,000 |
| Securities available for sale | 15,757,000 | 20,519,000 | 30,754,000 | 26,020,000 |
| Securities held to maturity | 27,535,000 | 27,769,000 | 27,762,000 | 28,358,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,565,000 | 358,802,000 | 349,415,000 | 355,108,000 |
| Interest-bearing deposits | 349,221,000 | 342,989,000 | 334,607,000 | 328,969,000 |
| Noninterest-bearing deposits | 19,344,000 | 15,813,000 | 14,808,000 | 26,139,000 |
| Equity capital | 59,231,000 | 59,522,000 | 60,171,000 | 59,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,139,000 | 8,246,000 | 12,429,000 | 16,611,000 |
| Interest expense | 692,000 | 1,339,000 | 1,970,000 | 2,558,000 |
| Net interest income | 3,447,000 | 6,907,000 | 10,459,000 | 14,053,000 |
| Noninterest income | 84,000 | 271,000 | 450,000 | 659,000 |
| Noninterest expense | 2,882,000 | 5,858,000 | 8,746,000 | 11,645,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 900,000 |
| Pretax income | 499,000 | 1,020,000 | 1,713,000 | 2,167,000 |
| Income tax | 77,000 | 166,000 | 326,000 | 588,000 |
| Net income | 422,000 | 854,000 | 1,387,000 | 1,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,033,000 | 56,537,000 | 57,099,000 | 56,693,000 |
| Total capital | 59,152,000 | 59,777,000 | 60,351,000 | 60,099,000 |
| Risk-weighted assets | 248,067,000 | 258,068,000 | 258,886,000 | 271,677,000 |