Call reports 2012
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2012
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 480,803,000 | 480,204,000 | 463,913,000 | 460,095,000 |
| Total loans | 281,015,000 | 287,960,000 | 280,746,000 | 283,795,000 |
| Allowance for loan losses | 3,793,000 | 4,299,000 | 4,453,000 | 4,919,000 |
| Securities available for sale | 32,324,000 | 25,291,000 | 23,394,000 | 16,524,000 |
| Securities held to maturity | 23,526,000 | 26,329,000 | 26,465,000 | 25,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,619,000 | 388,476,000 | 373,448,000 | 371,038,000 |
| Interest-bearing deposits | 373,816,000 | 372,843,000 | 358,580,000 | 354,794,000 |
| Noninterest-bearing deposits | 17,803,000 | 15,633,000 | 14,868,000 | 16,244,000 |
| Equity capital | 60,826,000 | 60,430,000 | 61,204,000 | 61,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,472,000 | 8,797,000 | 13,201,000 | 17,408,000 |
| Interest expense | 897,000 | 1,765,000 | 2,567,000 | 3,314,000 |
| Net interest income | 3,575,000 | 7,032,000 | 10,634,000 | 14,094,000 |
| Noninterest income | 192,000 | 616,000 | 933,000 | 830,000 |
| Noninterest expense | 2,920,000 | 5,779,000 | 8,695,000 | 11,503,000 |
| Provision for loan losses | 225,000 | 750,000 | 975,000 | 1,025,000 |
| Pretax income | 622,000 | 1,119,000 | 1,897,000 | 2,396,000 |
| Income tax | 113,000 | 183,000 | 337,000 | 385,000 |
| Net income | 509,000 | 936,000 | 1,560,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,150,000 | 58,693,000 | 58,449,000 | 58,344,000 |
| Total capital | 62,469,000 | 62,126,000 | 61,708,000 | 61,479,000 |
| Risk-weighted assets | 265,007,000 | 273,803,000 | 259,500,000 | 249,037,000 |