Call reports 2011
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2011
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 469,209,000 | 464,159,000 | 457,040,000 | 466,349,000 |
| Total loans | 292,526,000 | 292,065,000 | 289,515,000 | 289,296,000 |
| Allowance for loan losses | 5,280,000 | 5,297,000 | 4,051,000 | 3,999,000 |
| Securities available for sale | 52,339,000 | 48,369,000 | 34,578,000 | 34,373,000 |
| Securities held to maturity | 23,571,000 | 24,206,000 | 23,520,000 | 22,175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,056,000 | 373,155,000 | 368,335,000 | 376,049,000 |
| Interest-bearing deposits | 361,945,000 | 360,532,000 | 357,030,000 | 364,189,000 |
| Noninterest-bearing deposits | 16,111,000 | 12,623,000 | 11,305,000 | 11,860,000 |
| Equity capital | 62,662,000 | 63,036,000 | 61,361,000 | 60,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,772,000 | 9,495,000 | 14,202,000 | 18,675,000 |
| Interest expense | 1,164,000 | 2,241,000 | 3,270,000 | 4,186,000 |
| Net interest income | 3,608,000 | 7,254,000 | 10,932,000 | 14,489,000 |
| Noninterest income | 190,000 | 376,000 | 577,000 | 758,000 |
| Noninterest expense | 2,676,000 | 5,350,000 | 8,170,000 | 10,940,000 |
| Provision for loan losses | 225,000 | 600,000 | 3,025,000 | 3,250,000 |
| Pretax income | 897,000 | 1,680,000 | 327,000 | 1,070,000 |
| Income tax | 193,000 | 346,000 | -226,000 | -79,000 |
| Net income | 704,000 | 1,334,000 | 553,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,220,000 | 63,412,000 | 59,678,000 | 58,937,000 |
| Total capital | 66,972,000 | 67,133,000 | 63,238,000 | 62,317,000 |
| Risk-weighted assets | 298,672,000 | 296,086,000 | 284,338,000 | 269,753,000 |