Call reports 2010
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2010
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 471,818,000 | 448,446,000 | 435,853,000 | 454,476,000 |
| Total loans | 290,417,000 | 287,206,000 | 290,197,000 | 291,146,000 |
| Allowance for loan losses | 3,990,000 | 4,185,000 | 4,875,000 | 5,089,000 |
| Securities available for sale | 46,709,000 | 47,766,000 | 42,987,000 | 52,930,000 |
| Securities held to maturity | 23,447,000 | 22,075,000 | 22,530,000 | 24,644,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,154,000 | 381,211,000 | 373,848,000 | 384,595,000 |
| Interest-bearing deposits | 372,673,000 | 367,998,000 | 363,651,000 | 372,399,000 |
| Noninterest-bearing deposits | 20,481,000 | 13,213,000 | 10,197,000 | 12,196,000 |
| Equity capital | 46,623,000 | 46,796,000 | 46,942,000 | 47,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,078,000 | 10,132,000 | 15,049,000 | 19,796,000 |
| Interest expense | 2,016,000 | 3,812,000 | 5,196,000 | 6,487,000 |
| Net interest income | 3,062,000 | 6,320,000 | 9,853,000 | 13,309,000 |
| Noninterest income | 266,000 | 423,000 | 705,000 | 927,000 |
| Noninterest expense | 2,696,000 | 5,514,000 | 8,426,000 | 11,163,000 |
| Provision for loan losses | 520,000 | 1,170,000 | 1,920,000 | 2,120,000 |
| Pretax income | 112,000 | 59,000 | 212,000 | 953,000 |
| Income tax | -75,000 | -205,000 | -259,000 | -128,000 |
| Net income | 187,000 | 264,000 | 471,000 | 1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,019,000 | 47,117,000 | 47,342,000 | 47,999,000 |
| Total capital | 50,789,000 | 50,790,000 | 51,035,000 | 51,736,000 |
| Risk-weighted assets | 301,408,000 | 293,319,000 | 294,254,000 | 297,598,000 |