Call reports 2009
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2009
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 428,041,000 | 436,380,000 | 451,563,000 | 464,216,000 |
| Total loans | 285,202,000 | 284,200,000 | 283,805,000 | 288,545,000 |
| Allowance for loan losses | 3,238,000 | 3,258,000 | 3,235,000 | 3,538,000 |
| Securities available for sale | 57,725,000 | 55,418,000 | 59,418,000 | 52,245,000 |
| Securities held to maturity | 26,355,000 | 25,903,000 | 23,805,000 | 23,446,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,993,000 | 347,096,000 | 366,621,000 | 379,920,000 |
| Interest-bearing deposits | 321,742,000 | 328,107,000 | 351,046,000 | 362,817,000 |
| Noninterest-bearing deposits | 17,251,000 | 18,989,000 | 15,575,000 | 17,103,000 |
| Equity capital | 45,005,000 | 45,099,000 | 45,702,000 | 46,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,366,000 | 10,603,000 | 15,869,000 | 21,090,000 |
| Interest expense | 2,553,000 | 5,014,000 | 7,317,000 | 9,566,000 |
| Net interest income | 2,813,000 | 5,589,000 | 8,552,000 | 11,524,000 |
| Noninterest income | 289,000 | 590,000 | 899,000 | 1,164,000 |
| Noninterest expense | 2,592,000 | 5,464,000 | 8,147,000 | 10,842,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 528,000 |
| Pretax income | 435,000 | 565,000 | 1,079,000 | 1,318,000 |
| Income tax | 24,000 | -59,000 | -4,000 | -41,000 |
| Net income | 411,000 | 624,000 | 1,083,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,791,000 | 46,025,000 | 46,512,000 | 46,815,000 |
| Total capital | 49,029,000 | 49,283,000 | 49,747,000 | 50,352,000 |
| Risk-weighted assets | 281,153,000 | 282,064,000 | 286,648,000 | 293,199,000 |