Call reports 2008
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2008
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 428,132,000 | 415,853,000 | 431,070,000 | 424,123,000 |
| Total loans | 267,900,000 | 272,561,000 | 273,428,000 | 281,606,000 |
| Allowance for loan losses | 2,893,000 | 2,934,000 | 3,090,000 | 3,169,000 |
| Securities available for sale | 76,315,000 | 58,335,000 | 57,867,000 | 69,735,000 |
| Securities held to maturity | 24,254,000 | 24,256,000 | 24,258,000 | 24,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,863,000 | 328,994,000 | 339,631,000 | 335,472,000 |
| Interest-bearing deposits | 317,908,000 | 306,858,000 | 323,184,000 | 318,091,000 |
| Noninterest-bearing deposits | 22,955,000 | 22,136,000 | 16,447,000 | 17,381,000 |
| Equity capital | 44,265,000 | 43,759,000 | 44,013,000 | 44,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,882,000 | 11,434,000 | 17,064,000 | 22,543,000 |
| Interest expense | 3,359,000 | 6,217,000 | 9,014,000 | 11,770,000 |
| Net interest income | 2,523,000 | 5,217,000 | 8,050,000 | 10,773,000 |
| Noninterest income | -41,000 | 6,000 | 70,000 | 1,279,000 |
| Noninterest expense | 2,438,000 | 5,021,000 | 7,658,000 | 10,223,000 |
| Provision for loan losses | 165,000 | 210,000 | 255,000 | 585,000 |
| Pretax income | -121,000 | -161,000 | 50,000 | 205,000 |
| Income tax | -157,000 | -294,000 | -339,000 | -407,000 |
| Net income | 36,000 | 133,000 | 389,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,680,000 | 44,793,000 | 45,065,000 | 45,349,000 |
| Total capital | 47,573,000 | 47,728,000 | 48,155,000 | 48,518,000 |
| Risk-weighted assets | 280,265,000 | 275,187,000 | 279,207,000 | 277,671,000 |