Call reports 2007
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2007
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 419,163,000 | 424,937,000 | 422,346,000 | 424,466,000 |
| Total loans | 241,169,000 | 248,909,000 | 249,674,000 | 259,763,000 |
| Allowance for loan losses | 2,732,000 | 2,754,000 | 2,786,000 | 2,831,000 |
| Securities available for sale | 80,802,000 | 84,682,000 | 83,188,000 | 81,246,000 |
| Securities held to maturity | 23,806,000 | 22,279,000 | 21,620,000 | 22,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,531,000 | 336,739,000 | 335,630,000 | 337,561,000 |
| Interest-bearing deposits | 308,004,000 | 310,825,000 | 312,931,000 | 313,948,000 |
| Noninterest-bearing deposits | 25,527,000 | 25,914,000 | 22,699,000 | 23,613,000 |
| Equity capital | 41,456,000 | 41,485,000 | 42,441,000 | 43,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,924,000 | 12,017,000 | 18,227,000 | 24,340,000 |
| Interest expense | 3,363,000 | 6,875,000 | 10,461,000 | 14,067,000 |
| Net interest income | 2,561,000 | 5,142,000 | 7,766,000 | 10,273,000 |
| Noninterest income | 315,000 | 655,000 | 997,000 | 482,000 |
| Noninterest expense | 2,474,000 | 4,933,000 | 7,367,000 | 9,737,000 |
| Provision for loan losses | 15,000 | 40,000 | 75,000 | 120,000 |
| Pretax income | 387,000 | 824,000 | 1,321,000 | 898,000 |
| Income tax | 12,000 | 45,000 | 102,000 | -157,000 |
| Net income | 375,000 | 779,000 | 1,219,000 | 1,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,956,000 | 42,261,000 | 42,763,000 | 44,628,000 |
| Total capital | 44,688,000 | 45,015,000 | 45,549,000 | 47,459,000 |
| Risk-weighted assets | 257,061,000 | 266,241,000 | 265,954,000 | 273,018,000 |