Call reports 2006
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2006
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 391,135,000 | 391,504,000 | 378,330,000 | 410,350,000 |
| Total loans | 227,383,000 | 230,360,000 | 236,183,000 | 238,606,000 |
| Allowance for loan losses | 2,685,000 | 2,698,000 | 2,708,000 | 2,719,000 |
| Securities available for sale | 97,064,000 | 91,142,000 | 85,849,000 | 78,689,000 |
| Securities held to maturity | 27,318,000 | 25,655,000 | 23,759,000 | 24,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,451,000 | 300,710,000 | 296,270,000 | 333,802,000 |
| Interest-bearing deposits | 283,177,000 | 281,609,000 | 280,973,000 | 311,854,000 |
| Noninterest-bearing deposits | 17,274,000 | 19,101,000 | 15,297,000 | 21,948,000 |
| Equity capital | 33,629,000 | 33,383,000 | 34,326,000 | 33,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,189,000 | 10,499,000 | 16,020,000 | 21,753,000 |
| Interest expense | 2,553,000 | 5,280,000 | 8,132,000 | 11,331,000 |
| Net interest income | 2,636,000 | 5,219,000 | 7,888,000 | 10,422,000 |
| Noninterest income | 412,000 | 771,000 | 1,098,000 | 1,440,000 |
| Noninterest expense | 2,661,000 | 5,309,000 | 7,841,000 | 10,500,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 372,000 | 651,000 | 1,100,000 | 1,304,000 |
| Income tax | -10,000 | -47,000 | -17,000 | -67,000 |
| Net income | 382,000 | 698,000 | 1,117,000 | 1,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,918,000 | 34,879,000 | 35,096,000 | 34,193,000 |
| Total capital | 37,603,000 | 37,577,000 | 37,804,000 | 36,912,000 |
| Risk-weighted assets | 233,885,000 | 237,690,000 | 242,545,000 | 253,697,000 |