Call reports 2005
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2005
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 387,846,000 | 386,941,000 | 383,284,000 | 389,035,000 |
| Total loans | 212,238,000 | 216,951,000 | 218,984,000 | 226,964,000 |
| Allowance for loan losses | 2,638,000 | 2,705,000 | 2,644,000 | 2,670,000 |
| Securities available for sale | 104,202,000 | 90,097,000 | 89,689,000 | 92,260,000 |
| Securities held to maturity | 28,177,000 | 28,178,000 | 28,180,000 | 28,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,787,000 | 295,116,000 | 291,102,000 | 297,710,000 |
| Interest-bearing deposits | 279,756,000 | 278,029,000 | 274,294,000 | 279,621,000 |
| Noninterest-bearing deposits | 17,031,000 | 17,087,000 | 16,808,000 | 18,089,000 |
| Equity capital | 34,396,000 | 34,747,000 | 34,293,000 | 34,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,817,000 | 9,803,000 | 14,814,000 | 19,884,000 |
| Interest expense | 2,064,000 | 4,228,000 | 6,483,000 | 8,907,000 |
| Net interest income | 2,753,000 | 5,575,000 | 8,331,000 | 10,977,000 |
| Noninterest income | 314,000 | 643,000 | 975,000 | 1,348,000 |
| Noninterest expense | 2,652,000 | 5,660,000 | 8,415,000 | 10,972,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 374,000 | 282,000 | 585,000 | 1,017,000 |
| Income tax | 3,000 | -151,000 | -175,000 | -157,000 |
| Net income | 371,000 | 433,000 | 760,000 | 1,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,190,000 | 34,967,000 | 34,921,000 | 34,918,000 |
| Total capital | 37,828,000 | 37,672,000 | 37,565,000 | 37,588,000 |
| Risk-weighted assets | 229,014,000 | 228,954,000 | 230,068,000 | 234,099,000 |