Call reports 2004
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2004
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 379,949,000 | 382,759,000 | 381,788,000 | 382,134,000 |
| Total loans | 211,062,000 | 209,301,000 | 209,054,000 | 212,884,000 |
| Allowance for loan losses | 2,401,000 | 2,551,000 | 2,533,000 | 2,608,000 |
| Securities available for sale | 92,697,000 | 98,376,000 | 96,260,000 | 97,652,000 |
| Securities held to maturity | 25,464,000 | 26,807,000 | 27,637,000 | 27,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,432,000 | 283,146,000 | 286,598,000 | 286,906,000 |
| Interest-bearing deposits | 262,153,000 | 264,371,000 | 268,378,000 | 270,822,000 |
| Noninterest-bearing deposits | 17,279,000 | 18,775,000 | 18,220,000 | 16,084,000 |
| Equity capital | 35,885,000 | 35,031,000 | 35,855,000 | 35,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,934,000 | 9,890,000 | 14,634,000 | 19,419,000 |
| Interest expense | 1,938,000 | 3,859,000 | 5,808,000 | 7,820,000 |
| Net interest income | 2,996,000 | 6,031,000 | 8,826,000 | 11,599,000 |
| Noninterest income | 402,000 | 816,000 | 1,127,000 | 1,444,000 |
| Noninterest expense | 2,514,000 | 5,158,000 | 7,701,000 | 10,386,000 |
| Provision for loan losses | 120,000 | 150,000 | 180,000 | 210,000 |
| Pretax income | 764,000 | 1,539,000 | 2,073,000 | 2,448,000 |
| Income tax | 91,000 | 190,000 | 204,000 | 329,000 |
| Net income | 673,000 | 1,349,000 | 1,869,000 | 2,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,258,000 | 35,463,000 | 35,779,000 | 35,153,000 |
| Total capital | 37,659,000 | 38,014,000 | 38,312,000 | 37,761,000 |
| Risk-weighted assets | 225,258,000 | 225,070,000 | 225,598,000 | 228,577,000 |