Call reports 2003
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2003
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 368,747,000 | 384,559,000 | 376,682,000 | 374,374,000 |
| Total loans | 187,497,000 | 194,493,000 | 203,541,000 | 212,058,000 |
| Allowance for loan losses | 3,467,000 | 3,587,000 | 2,711,000 | 2,740,000 |
| Securities available for sale | 77,684,000 | 89,188,000 | 88,456,000 | 99,762,000 |
| Securities held to maturity | 28,416,000 | 28,419,000 | 28,421,000 | 26,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,622,000 | 284,907,000 | 277,170,000 | 274,619,000 |
| Interest-bearing deposits | 256,916,000 | 268,747,000 | 261,486,000 | 258,822,000 |
| Noninterest-bearing deposits | 12,706,000 | 16,160,000 | 15,684,000 | 15,797,000 |
| Equity capital | 34,825,000 | 35,026,000 | 34,847,000 | 35,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,019,000 | 9,927,000 | 14,994,000 | 19,823,000 |
| Interest expense | 2,175,000 | 4,389,000 | 6,487,000 | 8,476,000 |
| Net interest income | 2,844,000 | 5,538,000 | 8,507,000 | 11,347,000 |
| Noninterest income | 298,000 | 748,000 | 1,046,000 | 1,419,000 |
| Noninterest expense | 2,385,000 | 4,856,000 | 7,447,000 | 10,096,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 637,000 | 1,190,000 | 1,746,000 | 2,236,000 |
| Income tax | 57,000 | 83,000 | 105,000 | 74,000 |
| Net income | 580,000 | 1,107,000 | 1,641,000 | 2,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,888,000 | 34,127,000 | 34,296,000 | 34,787,000 |
| Total capital | 36,591,000 | 36,871,000 | 37,007,000 | 37,527,000 |
| Risk-weighted assets | 215,466,000 | 218,710,000 | 222,635,000 | 224,170,000 |