Call reports 2002
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2002
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 375,232,000 | 370,928,000 | 375,827,000 | 368,283,000 |
| Total loans | 194,691,000 | 196,767,000 | 193,250,000 | 191,516,000 |
| Allowance for loan losses | 3,023,000 | 2,820,000 | 3,092,000 | 3,347,000 |
| Securities available for sale | 85,269,000 | 88,439,000 | 83,906,000 | 82,234,000 |
| Securities held to maturity | 29,602,000 | 31,887,000 | 29,890,000 | 29,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,711,000 | 271,278,000 | 275,585,000 | 268,904,000 |
| Interest-bearing deposits | 265,358,000 | 258,965,000 | 264,079,000 | 256,862,000 |
| Noninterest-bearing deposits | 11,353,000 | 12,313,000 | 11,506,000 | 12,042,000 |
| Equity capital | 34,240,000 | 35,562,000 | 35,817,000 | 35,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,776,000 | 11,486,000 | 16,964,000 | 22,301,000 |
| Interest expense | 3,144,000 | 6,048,000 | 8,757,000 | 11,146,000 |
| Net interest income | 2,632,000 | 5,438,000 | 8,207,000 | 11,155,000 |
| Noninterest income | 296,000 | 591,000 | 873,000 | 1,171,000 |
| Noninterest expense | 2,068,000 | 4,554,000 | 7,205,000 | 9,668,000 |
| Provision for loan losses | 120,000 | 240,000 | 540,000 | 1,960,000 |
| Pretax income | 740,000 | 1,196,000 | 1,296,000 | 659,000 |
| Income tax | 116,000 | 116,000 | 1,000 | -360,000 |
| Net income | 624,000 | 1,080,000 | 1,295,000 | 1,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,267,000 | 34,495,000 | 34,454,000 | 33,869,000 |
| Total capital | 36,921,000 | 37,117,000 | 37,087,000 | 36,581,000 |
| Risk-weighted assets | 211,969,000 | 209,582,000 | 210,160,000 | 216,294,000 |