Call reports 2001
GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK — 2001
What GREATER DELAWARE VALLEY SAVINGS BANK DBA ALLIANCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 352,128,000 | 363,644,000 | 372,225,000 | 377,144,000 |
| Total loans | 213,652,000 | 208,646,000 | 215,194,000 | 206,361,000 |
| Allowance for loan losses | 1,988,000 | 2,113,000 | 2,283,000 | 2,903,000 |
| Securities available for sale | 91,070,000 | 90,257,000 | 89,288,000 | 90,173,000 |
| Securities held to maturity | 14,314,000 | 20,470,000 | 22,596,000 | 26,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,560,000 | 266,401,000 | 272,489,000 | 278,186,000 |
| Interest-bearing deposits | 244,535,000 | 256,360,000 | 262,156,000 | 266,986,000 |
| Noninterest-bearing deposits | 10,025,000 | 10,041,000 | 10,333,000 | 11,200,000 |
| Equity capital | 33,314,000 | 33,338,000 | 35,179,000 | 34,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,409,000 | 12,836,000 | 19,233,000 | 25,450,000 |
| Interest expense | 3,640,000 | 7,278,000 | 10,898,000 | 14,379,000 |
| Net interest income | 2,769,000 | 5,558,000 | 8,335,000 | 11,071,000 |
| Noninterest income | 282,000 | 583,000 | 836,000 | 1,144,000 |
| Noninterest expense | 1,971,000 | 4,053,000 | 6,181,000 | 8,294,000 |
| Provision for loan losses | 120,000 | 240,000 | 420,000 | 1,040,000 |
| Pretax income | 960,000 | 1,848,000 | 2,570,000 | 2,881,000 |
| Income tax | 248,000 | 436,000 | 567,000 | 540,000 |
| Net income | 712,000 | 1,412,000 | 2,003,000 | 2,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,062,000 | 33,486,000 | 33,841,000 | 33,936,000 |
| Total capital | 35,050,000 | 35,599,000 | 36,124,000 | 36,533,000 |
| Risk-weighted assets | 189,504,000 | 195,219,000 | 206,045,000 | 207,442,000 |