Call reports 2026
O'BANNON BANKING COMPANY — 2026
What O'BANNON BANKING COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 333,810,000 | 332,566,000 |
| Total loans | 245,311,000 | 248,070,000 |
| Allowance for loan losses | 2,880,000 | 2,899,000 |
| Securities available for sale | 41,295,000 | 45,763,000 |
| Securities held to maturity | 2,001,000 | 2,001,000 |
| Trading assets | 0 | 0 |
| Total deposits | 299,636,000 | 297,011,000 |
| Interest-bearing deposits | 240,407,000 | 234,011,000 |
| Noninterest-bearing deposits | 59,229,000 | 63,000,000 |
| Equity capital | 28,298,000 | 29,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,759,000 | 9,500,000 |
| Interest expense | 1,573,000 | 3,123,000 |
| Net interest income | 3,186,000 | 6,377,000 |
| Noninterest income | 161,000 | 330,000 |
| Noninterest expense | 1,999,000 | 3,972,000 |
| Provision for loan losses | 268,000 | 328,000 |
| Pretax income | 1,092,000 | 2,492,000 |
| Income tax | 261,000 | 585,000 |
| Net income | 831,000 | 1,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,218,000 | 31,294,000 |