Call reports 2024
O'BANNON BANKING COMPANY — 2024
What O'BANNON BANKING COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 282,012,000 | 292,376,000 | 291,929,000 | 294,533,000 |
| Total loans | 211,480,000 | 208,600,000 | 216,128,000 | 213,987,000 |
| Allowance for loan losses | 2,077,000 | 2,116,000 | 2,283,000 | 2,252,000 |
| Securities available for sale | 35,089,000 | 34,722,000 | 37,438,000 | 37,770,000 |
| Securities held to maturity | 2,534,000 | 2,534,000 | 2,533,000 | 2,533,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,676,000 | 261,099,000 | 260,196,000 | 264,819,000 |
| Interest-bearing deposits | 201,809,000 | 208,720,000 | 209,541,000 | 213,752,000 |
| Noninterest-bearing deposits | 49,867,000 | 52,379,000 | 50,655,000 | 51,067,000 |
| Equity capital | 22,715,000 | 23,459,000 | 24,543,000 | 24,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,971,000 | 8,112,000 | 12,499,000 | 16,942,000 |
| Interest expense | 1,352,000 | 2,845,000 | 4,468,000 | 6,078,000 |
| Net interest income | 2,619,000 | 5,267,000 | 8,031,000 | 10,864,000 |
| Noninterest income | 131,000 | 304,000 | 539,000 | 672,000 |
| Noninterest expense | 1,755,000 | 3,595,000 | 5,396,000 | 7,228,000 |
| Provision for loan losses | 77,000 | 129,000 | 301,000 | 288,000 |
| Pretax income | 943,000 | 1,830,000 | 2,840,000 | 4,005,000 |
| Income tax | 218,000 | 415,000 | 650,000 | 914,000 |
| Net income | 725,000 | 1,415,000 | 2,190,000 | 3,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,851,000 | 26,541,000 | 26,796,000 | 27,698,000 |