Call reports 2023
O'BANNON BANKING COMPANY — 2023
What O'BANNON BANKING COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 263,107,000 | 270,971,000 | 274,774,000 | 278,904,000 |
| Total loans | 194,143,000 | 199,310,000 | 207,837,000 | 211,743,000 |
| Allowance for loan losses | 1,976,000 | 1,983,000 | 2,036,000 | 2,007,000 |
| Securities available for sale | 39,855,000 | 38,583,000 | 36,299,000 | 35,958,000 |
| Securities held to maturity | 2,841,000 | 2,839,000 | 2,837,000 | 2,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,081,000 | 238,896,000 | 240,107,000 | 245,016,000 |
| Interest-bearing deposits | 189,795,000 | 190,376,000 | 191,226,000 | 195,891,000 |
| Noninterest-bearing deposits | 48,286,000 | 48,521,000 | 48,881,000 | 49,125,000 |
| Equity capital | 20,999,000 | 21,511,000 | 20,755,000 | 22,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,940,000 | 6,162,000 | 9,740,000 | 13,573,000 |
| Interest expense | 537,000 | 1,319,000 | 2,439,000 | 3,768,000 |
| Net interest income | 2,403,000 | 4,843,000 | 7,301,000 | 9,805,000 |
| Noninterest income | 151,000 | 297,000 | 419,000 | 581,000 |
| Noninterest expense | 1,721,000 | 3,532,000 | 5,299,000 | 7,068,000 |
| Provision for loan losses | 75,000 | 79,000 | 138,000 | 185,000 |
| Pretax income | 744,000 | 1,515,000 | 2,287,000 | 3,115,000 |
| Income tax | 166,000 | 338,000 | 510,000 | 663,000 |
| Net income | 578,000 | 1,177,000 | 1,777,000 | 2,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,328,000 | 24,906,000 | 24,986,000 | 25,661,000 |